Bible Based

Financial and Life Coaching

“Is ugly debt keeping you from debt free living?  It’s time to fight back!  Become debt free God’s way starting with personalized  
“Strategic Financial Planning."  

“You Cannot Experience Debt Free Living
On Your Own.  You Tried. 
It Doesn't Work!”

“You Can Experience Debt Free Living
God’s Way.   You will.  We Can Help!”

"Personal Financial and Life Coaching"
Is Your First Step Along Your Path To
Debt Free Living God’s Way!

Dear Soon-To-Be debt free living Christian Friend,

BECOME DEBT FREE GOD’S WAY! NOW! ONCE AND FOR ALL!  Your "Personal Financial and Life Coaching" singularly unique experience will put you in a position to be blessed and to become a blessing to others.  How? You will receive a unique combination of the four best, most critical and time-tested prerequisites to Debt Free Living God's Way available today. You will receive the best.... 

• Bible-based financial education. Here you will learn or relearn biblical financial principles using your Bible and our "Debt Free Living God's Way" E-Book. This E-Book is a written expression of the seminar our ministry president (Rev. Bob Louder) wrote for Mr. Larry Burkett and Christian Financial Concepts (now Crown Financial Ministries). Bob and many other certified Christian Financial Concepts trainers conducted this seminar in churches and in other public forums, across the United States and around the world for over ten years.
• Bible-based financial applications. You will receive Dave Ramsey trained and certified coaching. Dave Ramsey is a Christian personal money management expert, an extremely popular national TV and radio personality, and a New York Times best-selling author. You and your coach will work through and personalize the key elements of Dave's The Total Money Makeover book and his Financial Pease University.
• Bible-based relational coaching. Using the DISC Personality Profile Assessment, you will recognize your natural strengths and weaknesses so you can make better financial decisions and communicate more effectively about finances with those closest to you.
• Bible-based accountability coaching over time. It takes time for you to make habits of your lifestyle adjustments. We stick with you through the whole process. When you work with us, it's not just a "one-time shot".

WHAT HAPPENS WHEN YOU BECOME DEBT FREE GOD’S WAY!  Your spiritual and financial life starts to grow again!  Your relationships and marriage re-energize!  Creditors disappear!  Threats and fears of bankruptcy and foreclosure go away!    How?  Become debt free, God’s way, with help, over time.  Start your personalized, "Personal Financial and Life Coaching" program today.  Become debt free God’s way and you will discover what debt free living God’s way is all about. 

***The Ugly Facts Revealed***

• More than half of all American families are delinquent on their credit card debt. (American Bankers Association).  They have no debt free program.

• Families are on track to break record-setting annual bankruptcy filings.  Home foreclosures are a national epidemic. Four out of ten adults (36%) say “it seems impossible to get ahead because of the financial debt I have.”  (Barna).  They need a debt free program to help to become debt free, including their home.

• More than 50% of all marriages end in divorce. Finances are the main "symptom" 80-90% of the time. Most single parent homes are headed by a mother earning less than $15,000 per year.  Almost 90% of all welfare recipients live in single parent homes, do not have a Bible-based debt free program and will not become debt free God’s way.  

***Even UGLIER facts revealed***

• Churches are forced to cut vital services–giving is down due to personal credit card debt and bankruptcy filings.  Few churches offer Bible-based, practical, debt free program tools to help their people learn to become debt free God’s way.   

• Missionary candidates are kept at home due to lack of support, excessive credit card debt and other credit problems.  They do not have a debt free program to become debt free God’s way.

• Only three of the 1002 adults interviewed in a recent Barna survey (less than .03%) held firm and biblically consistent beliefs.  Almost nine out of ten adults surveyed believe they know all of the basic teachings of Christianity very well.  However, when you explore what they think the Bible actually teaches, many theological inconsistencies and inaccuracies emerge.  They desperately need a debt free program to become debt free God’s way.

Start your "Personal Financial and Life Coaching" program NOW.  Begin to learn to become and stay debt free NOW.  Your first step is your "Personal Financial and Life Coaching" program with help from the professionals at Christian Financial Ministries. 

Working together with your personal professional coach, you will receive the financial and behavioral assessments and consultations YOU NEED, to get out of debt, stay out of debt, and/or work to build and pass-on wealth.

First, you will complete and submit a detailed personal application to include

• Financial Summary Survey
• Spiritual Journey Narrative
• Financial Condition Narrative
• Personality Profile
• Detailed Personal Information
• Detailed Accounting of Average Monthly Income & Expenses
• Financial Statement (a list of what you own and what you owe)
• Detailed Creditor Information
• Copies of your tax returns for the last two years
• A recent pay stub
• A recent copy of your credit report to include your FICO score

After your financial coach reviews your application package, you will receive one or more (as needed) fact-finding/coaching telephone consultations. During these consultations, you and your coach will also schedule an extended (one-two hours) coaching consultation with you (face-to-face or teleconference with you and your spouse, if married).

During your extended personal consultation, you and your coach will first discuss the two most critical Bible-based financial principles. You MUST learn to apply these two principles to every financial decision you ever make.

During your extended personal consultation you will also receive verbal and written personality profile results that will help you understand how

• You relate to money
• Your spouse relates to money
• You and your spouse can best relate to each other
• You and your spouse can best work together to manage your finances

During your consultation you and your financial coach will XXXXXX

• Discuss our written summary of your current financial condition
• Discuss a prioritized list of immediate financial and life-style adjustment recommendations
• Discuss a proposed personalized Debt Free Living God’s Way strategic plan. This will help you learn to tell your money what to do rather than wondering where it went. You will start with Cash Flow Planning where you will You will start with Cash Flow Planning where you will
• Begin to understand and live on a personalized written financial plan--a budget.
• Review a proposed guideline budget.
• Establish priorities based on your needs, wants and desires.
• Learn to use a personalize spending ledger.
• Learn to use a personalize cash spending envelope system.
• Learn to better manage your checking and saving accounts.
• Understand the importance of regular "attitude checks" to keep you motivated.
• Your "Debt Free Living God's Way" personalized strategic plan will also cover the following topics:
• Investments
• Insurance
• Retirement & College Planning
• Real Estate & Mortgages
• Career & Extra Jobs
• And much more

After your extended personal consultation, you will receive continuing Accountability Check-Ups with your coach for at least six months...or more if you need more. Your Accountability Check-Ups will center on the Commitments you made during your personal extended consultation, the "Debt Free Living God's Way" E-Book you received for FREE, the My Total Money Makerover book by Dave Ramsey (which you buy on our own or through us), and your FREE subscription to our "Personal Financial and Life Coaching: weekly newsletter.

You receive the benefit of

• Over 10 man-hours of professional evaluation, review, planning, and consulting services from our
• Licensed and certified Christian professionals, who have over
• 50 years combined experience. 

 

You would expect to pay a minimum of $850.00 at $85 per hour for these services. 

• But because you are working with a professional, IRS approved 501-c-3 non-profit ministry,
• For a limited time your cost is only $287.50!! 

There is one other important bit of information for you to consider. 

• Because we stress quality not quantity of ministry services,
• We limit our “Strategic Financial Planning" services to only 10 individuals or couples per month. 

Are you absolutely, positively ready to start to get out of debt, stay out of debt, and build wealth God’s way?

Then prayerfully complete and send us your “Personal Financial and Life Coaching" application package.  One of our coaches will give you a call to answer any questions you may have and set up your consultation schedule.

OR

Call (678-797-9444 or 1-800-895-0512, 9:00 A.M. to 4:00 P.M., Monday thru Friday, Eastern Standard Time) or email Bob Louder (blouder@good-steward.org.  Bob will answer all your questions.  Then complete and send us your “Personal Financial and Life Coaching" application package.

Take your first step toward debt free living God’s way.  Now!

MEET YOUR COACHES

Rev. Bob Louder: Financial teacher, trainer, coach, mentor

Rev. LOUDER

• Distinguished Military Graduate from the University of Nebraska--Retired US Air Force Lt. Colonel.
• BA (Business Administration) University of Nebraska, MBA University of North Dakota
• Licensed Minister The International Ministerial Fellowship
• Certified Christian Financial Concepts teacher and trainer
• Certified Dave Ramsey Counselor
• Certified Credit Counselor--National Association of Certified Credit Counselors
• Organizations: American Association of Debt Management Organizations, Georgia Christian Counselors Association, Christian Legal Society, American Family Association, American Association of Christian Counselors.
• International financial teacher, trainer, counselor, consultant and mentor
• Developed five start-up ventures into profitable small businesses
• Developed instructional/media materials for Christian Financial Concepts and Focus on the Family
• National and statewide newsletters--national radio/TV experience
• Founder and President of Christian Financial Ministries

Mrs. Lew Poteete: Financial teacher, trainer, coach and mentor

MRS. POTEETE

• Christian Financial Concepts trained
• Dave Ramsey trained
• Lead Financial Counselor for Christian Financial Ministries
• Office Manager for Christian Financial Ministries
• Certified Credit Counselor--National Association of Certified Credit Counselors
• Credit and Operations Manager--International Corporation
• Owner--Georgia-Florida Rental Properties
• Owner--B & L Builders

WHAT OTHERS ARE SAYING…

We have been helping God’s people who are absolutely, positively ready to get out of debt and/or work to build and pass-on wealth since 1987.  Here are some unsolicited reports from folks just like you.

“I love being debt free!  No material possession is worth the agony of debt.  Thank you for helping me reach what I once thought was an impossible dream.”  Linda S.

“God has used you in a might way.”  Teresa

“…Thanks to all the good folks at CFM for helping my wife and I through some very difficult financial times.  Through your help, being the hands and feet of Jesus, our family was able to avoid bankruptcy and get back to a positive financial picture.”  Doug and Christy

“Randi and I wish to thank you all at CFM.  Although we still struggle with our finances we can see a light at the end of our tunnel.”  Randy and Casse

“Thank you for your prayer today.  Work is going much better.  I know that God led me to CFM and that He is watching over me.  Thanks again for all your help and prayers.”  Cassie

“Working with you was an attitude changing experience.  Thank you so much for your dedication and insight into God’s Word.”  Mark

What about YOU?  Are YOU and YOUR FAMILY really ready for Debt Free Living God’s Way?  Are you finally ready to give up trying to do it your way and are now ready to try it God’s way? 

Give us a call (1-800-895-0512).  We’ll answer all your questions.  OR, send us your completed “Strategic Financial Planning" application package and we will give you a call.                                                                     

EITHER WAY, START TODAY!!  You will be blessed and be in a better position to be a blessing to others. 

AND DON’T FORGET:  Your copy of our “Debt Free Living God's Way" E-Book and our "Personal Financial and Life Coaching" weekly newsletter are yours ABSOLUTELY FREE when you sign up for your
“Personal Financial and Life Coaching" program.

This FREE E-Book will help you discover…

• How to let God lead you into debt free living, instead of letting your finances lead you into financial bondage!
• What a Bible-based, debt free living program looks like.
• That to build and pass on wealth, you must first become debt free.
• The two critical biblical principles you MUST apply to EVERY financial decision as part of your debt free program.
• The best Bible-based debt free program learning resources.
• Practical tools you can use to help navigate your debt free program.
• One location to receive BOTH the best Bible-based debt free living program learning materials AND the best Bible-based debt free living practical helps.
• What steps to take today to start to become debt free, instead of making wishful thoughts for tomorrow! 

Are you absolutely, positively ready to get out of debt, stay out of debt, and build wealth God’s way?

Then sign up for your "Personal Financial and Life Coaching" program now and receive your FREE E-Book and newsletter subscription.

Please CLICK HERE FOR YOUR APPLICATION PACKAGE

Call (678-797-9444 or 1-800-895-0512) or send in your application package TODAY.

Remember, this is a limited time offer, for a limited time discount price of $287.50, and we only accept 10 applications each month.

So pray about calling or sending in your application package today.  You will be blessed!

Serving together,

Reverend Bob Louder
President
Christian Financial Ministries