!

Is ugly debt keeping you from debt free living? 

You Tried Debt Free Living On Your Own.

It Doesn't Work!”

It's time to fight back!

Sign up for

"Personal Financial and Life Coaching"

And Begin Your First Steps Along the Path To Debt Free Living God's Way!

Dear Friend,

YOU CAN BECOME DEBT FREE GOD'S WAY! NOW! ONCE AND FOR ALL!

Your "Personal Financial and Life Coaching" singularly unique experience will put you in a position to be bless and to become a blessing to others.

How? You will receive a unique combination of the four time-tested prerequisites to Debt Free Living God's Way available today. You will receivet.... 

• Outstanding Bible-based financial education! Here you will learn or review biblical financial principles using your Bible and our "Debt Free Living God's Way" E-Book. This E-Book is a written expression of the seminar our ministry president (Rev. Bob Louder) wrote for Mr. Larry Burkett and Christian Financial Concepts (now Crown Financial Ministries).
• Outstanding Bible-based financial applications! You will receive Dave Ramsey trained and certified coaching. Dave Ramsey is a Christian personal money management expert, an extremely popular national TV and radio personality, and a New York Times best-selling author. You and your coach will work through and personalize the key elements of Dave's The Total Money Makeover book and his Financial Pease University.
• Outstanding Bible-based relational coaching! Using the DISC Personality Profile Assessment, you will recognize your natural strengths and weaknesses so you can make better financial decisions and communicate more effectively about finances with those closest to you.
• Outstanding Bible-based accountability coaching over time! It takes time to turn lifestyle adjustments into habits. We stick with you through the whole process. When you work with us, it's not just a "one-time shot".

WHAT HAPPENS WHEN YOU BECOME DEBT FREE GOD’S WAY! 

• Your spiritual and financial lifes starts to grow again!
• Your relationships and marriage re-energize!
• Calls from crerditors disappear!
• Threats and fears of bankruptcy and foreclosure go away!

• More than half of all American families are delinquent on their credit card debt. (American Bankers Association).  They have no debt free program.
• Families are on track to break record-setting annual bankurptcy filings.
• Home foreclosures are a national epidemic. Four out of ten adults (36%) say, "It seems impossible to get ahead because of the financial debt I have." (Barna).
• Four out of ten adults (36%) say “it seems impossible to get ahead because of the financial debt I have.”  (Barna).  They need a debt free program to help to become debt free, including their home.
• More than 50% of all marriages end in divorce. Finances are the main "symptom" 80-90% of the time. Most single parent homes are headed by a mother earning less than $18,000 per year.  Almost 90% of all welfare recipients live in single parent homes, do not have a prayed over, written down spending plan and will not become debt free God’s way. 

• Churches are forced to cut vital services--giving is down due to personal cr4edit card debt and bankruptcy filings. Few chruches offer a practical debt free program to help their people learn to become debt free God's way.
• Missionalry candidates are kept at home due to lack of support, excessive credit card debt and other credit problems.
• Only three of the 1002 adults interviewed in a recent Barna survey (less than .03%) held firm and biblically consistent beliefs. Almost nine out of ten adults surveyed believe they know all of the basic teachings of Christianity very well. However, when you explore what they think the Bible actually teaches about finances, many theological inconsistencies and inaccurcies emerge.

START YOUR "PERSONAL FINANCIAL AND LIFE COACHING "PROGRAM NOW!

• Personal Information Sheet
• A written summary of your current spiritual journey
• A written summary of your present financial situation
• Personality Profile (DISC)
• A recent pay stub
• Monthly Income and Expense Details
• List of Debts and Creditor Information
• Copies of your tax returns for the last two years
• Current credit report to include your FICO scord

• You relate to money
• Your spouse relates to money
• You and your spouse can best relate to each other
• You and your spouse can best work together to manage your finances

• Discuss our written summary of your current financial condition
• Discuss a prioritized list of immediate financial and life-style adjustment recommendations
• Review a proposed guideline spending plan.
• Establish priorities baseed on yur needs, wants and desires
• Learn the benefits of a personalized cash spending envelope system
• Learn to better manage your checking and saving accounts
• Discuss the importance of regular "attitude checks" to help keep you motivated

• Investments
• Insurance
• Retirement and College Planning
• Career and Extra Jobs
• And much more

Fifth After your extended personal consultation, you will receive continuing Accountability Check-Ups with your coach for at least six months...or more if you need more. Your Accountability Check-Ups will center on the Commitments you made during your personal extended consultation, the "Debt Free Living God's Way" E-Book you received for FREE, the My Total Money Makerover book by Dave Ramsey (which you buy on our own or through us), and your FREE subscription to our "Personal Financial and Life Coaching: weekly newsletter.

You receive the benefit of

• Over 10 man-hours of professional evaluation, review, planning, and consulting services from our
• Licensed and certified Christian professionals, who have over
• 50 years combined experience. 

 

You would expect to pay a minimum of $850.00 at $85 per hour for these services. 

• But because you are working with a professional, IRS approved 501-c-3 non-profit ministry,
• For a limited time your cost is only $287.50!! 

There is one other important bit of information for you to consider. 

• Because we stress quality not quantity of ministry services,
• We limit our “Strategic Financial Planning" services to only 10 individuals or couples per month. 

Are you absolutely, positively ready to start to get out of debt, stay out of debt, and build wealth God’s way?

Then prayerfully complete and send us your “Personal Financial and Life Coaching" application package.  One of our coaches will give you a call to answer any questions you may have and set up your consultation schedule.

OR

Call (678-797-9444 or 1-800-895-0512, 9:00 A.M. to 4:00 P.M., Monday thru Friday, Eastern Standard Time) or email Bob Louder (blouder@good-steward.org.  Bob will answer all your questions.  Then complete and send us your “Personal Financial and Life Coaching" application package.

Take your first step toward debt free living God’s way.  Now!

MEET YOUR COACHES

Rev. Bob Louder: Financial teacher, trainer, coach, mentor

Rev. LOUDER

• Distinguished Military Graduate from the University of Nebraska--Retired US Air Force Lt. Colonel.
• BA (Business Administration) University of Nebraska, MBA University of North Dakota
• Licensed Minister The International Ministerial Fellowship
• Certified Christian Financial Concepts teacher and trainer
• Certified Dave Ramsey Counselor
• Certified Credit Counselor--National Association of Certified Credit Counselors
• Organizations: American Association of Debt Management Organizations, Georgia Christian Counselors Association, Christian Legal Society, American Family Association, American Association of Christian Counselors.
• International financial teacher, trainer, counselor, consultant and mentor
• Developed five start-up ventures into profitable small businesses
• Developed instructional/media materials for Christian Financial Concepts and Focus on the Family
• National and statewide newsletters--national radio/TV experience
• Founder and President of Christian Financial Ministries

Mrs. Lew Poteete: Financial teacher, trainer, coach and mentor

MRS. POTEETE

• Christian Financial Concepts trained
• Dave Ramsey trained
• Lead Financial Counselor for Christian Financial Ministries
• Office Manager for Christian Financial Ministries
• Certified Credit Counselor--National Association of Certified Credit Counselors
• Credit and Operations Manager--International Corporation
• Owner--Georgia-Florida Rental Properties
• Owner--B & L Builders

WHAT OTHERS ARE SAYING…

We have been helping God’s people who are absolutely, positively ready to get out of debt and/or work to build and pass-on wealth since 1987.  Here are some unsolicited reports from folks just like you.

“I love being debt free!  No material possession is worth the agony of debt.  Thank you for helping me reach what I once thought was an impossible dream.”  Linda S.

“God has used you in a might way.”  Teresa

“…Thanks to all the good folks at CFM for helping my wife and I through some very difficult financial times.  Through your help, being the hands and feet of Jesus, our family was able to avoid bankruptcy and get back to a positive financial picture.”  Doug and Christy

“Randi and I wish to thank you all at CFM.  Although we still struggle with our finances we can see a light at the end of our tunnel.”  Randy and Casse

“Thank you for your prayer today.  Work is going much better.  I know that God led me to CFM and that He is watching over me.  Thanks again for all your help and prayers.”  Cassie

“Working with you was an attitude changing experience.  Thank you so much for your dedication and insight into God’s Word.”  Mark

What about YOU?  Are YOU and YOUR FAMILY really ready for Debt Free Living God’s Way?  Are you finally ready to give up trying to do it your way and are now ready to try it God’s way? 

Give us a call (1-800-895-0512).  We’ll answer all your questions.  OR, send us your completed “Strategic Financial Planning" application package and we will give you a call.                                                                     

EITHER WAY, START TODAY!!  You will be blessed and be in a better position to be a blessing to others. 

AND DON’T FORGET:  Your copy of our “Debt Free Living God's Way" E-Book and our "Personal Financial and Life Coaching" weekly newsletter are yours ABSOLUTELY FREE when you sign up for your
“Personal Financial and Life Coaching" program.

This FREE E-Book will help you discover…

• How to let God lead you into debt free living, instead of letting your finances lead you into financial bondage!
• What a Bible-based, debt free living program looks like.
• That to build and pass on wealth, you must first become debt free.
• The two critical biblical principles you MUST apply to EVERY financial decision as part of your debt free program.
• The best Bible-based debt free program learning resources.
• Practical tools you can use to help navigate your debt free program.
• One location to receive BOTH the best Bible-based debt free living program learning materials AND the best Bible-based debt free living practical helps.
• What steps to take today to start to become debt free, instead of making wishful thoughts for tomorrow! 

Are you absolutely, positively ready to get out of debt, stay out of debt, and build wealth God’s way?

Then sign up for your "Personal Financial and Life Coaching" program now and receive your FREE E-Book and newsletter subscription.

Please CLICK HERE FOR YOUR APPLICATION PACKAGE

Call (678-797-9444 or 1-800-895-0512) or send in your application package TODAY.

Remember, this is a limited time offer, for a limited time discount price of $287.50, and we only accept 10 applications each month.

So pray about calling or sending in your application package today.  You will be blessed!

Serving together,

Reverend Bob Louder
President
Christian Financial Ministries