Welcome to the

"SPECIAL REPORTS LIBRARY"

Please Scroll Down to see what is

Available Now and Coming Soon

The "SPECIAL REPORTS LIBRARY" is an ever-increasing collection of the critical, detailed, and specific financial information and application coaching sessions YOU NEED during these "challenging" financial times.

Right now we are developing over 100 individual Special Report coaching sessions in the following major areas: (those available now in red, those coming soon in blue)

  • Money (click here)
  • Credit (click here)
  • Investing and Saving (click here)
  • Retirement Living--if you are already retired (click here)
  • Retirement Planning--if you are NOT retired yet (click here)
  • How to buy bargains
  • How to get rid of debt
  • How to budget
  • Insurance
  • How to buy major purchases
  • College planning
  • How to deal with creditors and credit bureaus

Your practical application "Special Reports" will vary in length from several to several dozen pages. You'll receive DETAILED, well-researched, well-referenced information with lots of follow-on "live" links.

A Gift for a Gift

Each of these VALUABLE "Special Reports" are available to you for a gift to our ministry coaching scholarship fund in any amount your choose. You will receive outstanding insights and applications. You will also help make it possible for someone else to receive the individual coaching and counseling they might not otherwise be able to afford.

And remember, your donation (any amount over one cent--$0.01) is tax-deductible.

So, you are invited to check out the "Special Reports" described below. Those with RED titles are AVAILABLE NOW. Those with BLUE titles will be AVAILABLE SOON. Prayerfully, the Pay Pal system will be up and operating for you. If not, please send me an email describing the problem.

Why not try out some "Special Reports" and let us know what you think. Simply click the "DONATE" buttons along side the "Special Reports" you choose.

 

YOUR CREDIT ::.

C001: "What You Can Do For FREE To Protect Against ID Theft."Thieves can steal your personal information and use it to commit fraud for long periods without your knowledge. Here's how to protect yourself, and what to do if you are a victim. (12 Pages)
C002: "How To Build A Better Credit Rating." Learn how to legally improve your credit report, how to deal with debt, how to spot credit-related scams, and more. (6 Pages)
C003: "Your Social Security Number: A Prime Target For ID Theft." Someone illegally using your Social Security number can steal your financial identity and your money. Find out how to prevent identity theft, how to report it if you suspect it, and if you can get a new Social Security number if you are a victim. (4 Pages)
C004: "All About Your Credit Score." Your credit score shows how likely you are to pay a loan on time. Learn why your credit score matters, what good and bad scores are, the elements of your FICO credit score, and how to raise your score. (8 Pages)
C005: "Your Credit Matters." Larry Burkett used to say that no single principle form God's Word has been more commonly violated than that of credit. Few Christians understand the balance that the Bible requires in borrowing, lending, charging, and interest. Here is what you MUST know about credit. (6 Pages)

 

C006 "How To Deal with Your Debt." Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried abut losing your home or your car? You are not alone. Many people face financial crises at some time in their lives. Whether the crisis is caused by personal or family illness, the loss of a job, or simple overspending, it can seem over4whelming. But often, it can be overcome. The fact is that your financial situation doesn't have to go from bad to worse. Consider these four options. (6 PAGES)

 

 

C007 "How To Avoid OR Recover From ID Theft." An identity thief is someone who obtains some piece of your sensitive information, like your Social Security Number, date of birth, address, and phone number and uses it without your knowledge to commit fraud or theft. Here you will find how thieves get and use your identity, how to protect yourself, how to tell if you are a victim, and what to do if you are a victim. (3 pages)

YOUR SAVINGS AND INVESTMENTS ::.

IS001: "65 Ways to Save Money." Three lessons from Dave Ramsey plus 65 practical ways to cut everyday costs on transportation, insurance, banking, credit, housing, utilities, food, and more. (8 Pages)
IS002: "How to Invest in Certificates of Deposit." It's important for a Christian to learn to invest. I believe it's just as important as a Christian learning to budget! Biblical investing is simply an extension of biblical stewardship. Certificates of Deposit may be something that you should consider as part of your investment plan. So learn well how CDs work, how to buy them, and questions to ask before buying. (5 Pages)

IS003: "Get the Facts On Saving And Investing." Use this guide's helpful tips and worksheets for calculating net worth, income, and expenses. (19 pages)(coming soon)

 

IS004: "How SIPC Protects You." If your brokerage firm closes due to bankruptcy or other financial difficulties, the Securities Investor Protection Corporation (SIPC) works to return your assets. Find out what SIPC does and does not cover. (10 Pages)(coming soon)

 

IS005: "Insuring Your Deposits." Find out if your bank or savings institution is insured, what types of accounts are covered, and how much of your money is protected. (12 Pages)(coming soon)

 

IS006: "Internet Fraud: How To Avoid Internet Investment Scams." Questions to ask about online investment opportunities, tips on the warning signs of fraud, and what to do if you run into problems. (19 Pages)(coming soon)

 

IS007: "Introduction to Mutual Funds." What they are, how to compare them, what to consider before investing, and how to avoid common pitfalls. (36 Pages)(coming soon)

 

IS008: "Questions You Should Ask About Your Investments." The secret to investing wisely is knowing what to ask about investment products, your broker's history, your investment's performance, and how to handle problems. (8 Pages)(coming soon)

RETIREMENT LIVING ::.

RL001: "Living Well In Your Golden Years." It used to be that to be old meant you were poor. This isn't necessarily so today. A comfortable retirement after your working career is possible. But it takes work. Pre-retirement planning, saving and investing help but don't guarantee you can live "comfortably" in your "golden years." So what else is needed? You need to have an understanding of retirement economics. Here are some good points to consider. (4 Pages)
RL002: "Annuities for Retirees: What To Consider Before You Invest." Has your retirement portfolio performed poorly over the last 5-7 years (most have performed poorly, so don't feel "special" in this area)? Are you trying to play catch-up? What can you do? After all, the stock market is always a gamble, and bond yields tend to remain low. Many older Americans (and children of older Americans) are looking at annuities. Your goal of Debt Free Living God's Way shouldn't go away just because you (or someone you love) get older or retires. You need to persist with your investments! But are annuities the way to go? Let's consider. (3 Pages)
RL003: "Retirement Strategies for All Ages: A To-Do List." If you are like most Americans today, you probably consider retirement as an attainable goal and maybe even your "right." Be prayerfully careful here. Don't take for granted your ability to retire and have even a modest life style. Why? Health care and extended life cycles continue to drive up the cost for you to retire. People live longer, collect more benefits and have higher retirement expectations than at any time in history. All this creates a demand for future retirees to pay more taxes to support current retirees. The fact is that retirement "liabilities" now far outweigh retirement "assets." So what is a Christian supposed to do about retirement? Read here and find out.
RL004: “Frauds That Target the Elderly: Beware of Strangers Bearing Gifts.” Crooks don’t always look like crooks. Crooks posing as legitimate business people or other “trusted” individuals scheme to trick consumers into giving up money, property, or valuable personal information. It's true – senior citizens are often the targets of fraud and financial crimes. Here are some of the latest most common cons designed to trick consumers—especially elderly people. (2 Pages)
RL005: “Fake Documents Used to Steal Homes.” Older Americans (and others) are losing their homes in ways you never imagined. How would you feel if your mom and dad returned to their home after a long cruise or an extended trip “out west” and found someone else living in their home…a home they legally bought but that your parents didn't’t sell!! Sound impossible? Sadly, it’s all too possible and happens all too frequently. How does this happen and what can you do to protect yourself and those you know and love? (2 Pages)
RL006: “Inside Jobs: Elder Fraud by Relatives or Caregivers.” Frauds and thefts against the elderly by people they know and trust are surprisingly common—even in the Christian community. Here are some examples along with what you can do, as a younger caregiver, to help protect your senior friends or relatives. (2 Pages)
RL007: " How To Protect Against Financial Fraud." Today's seniors can expect a longer retirement than their parents. That also means more years of spending. This Special Report gives clear and specific guidance to help you set or adjust your plans for affording retirement, look at different sources of retirement funds, and avoid potential pitfalls. (15 Pages)

RETIREMENT PLANNING ::.

 

RP001: "What You MUST KNOW about 401(k) Plans." Explains what these plans are, what happens when you change employers, and what to do if you need the money before retirement. (11 Pages) (Coming soon)

 

RP002: "The Essentials of Estate Planning." Covers why a will is important and how to prepare one; how to estimate the size of your estate and minimize taxes; and how to set up powers of attorney and advance medical directives. (13 Pages)(coming soon)

 

RP003: "Savings Fitness: A Guide To Your Money and Your Financial Future." Create your personal savings plan and prepare for retirement with this step-by-step guide. (20 Pages)(coming soon)

 

RP004: "How To Take the Mystery Out of Retirement Planning." Designed for those about 10 years from retirement, this comprehensive publication has step-by-step worksheets to help you figure out how much you need to retire and how to make sure your funds last during your retirement. (68 Pages)(coming soon)

 

RP005: "Top 10 Ways To Prepare For Retirement." Gives you practical tips to build your retirement savings and lists resources for more information. (2 Pages)(coming soon)

RP006: "Variable Annuities: What You MUST Know." Explains what they are, how they work, what you have to pay, and questions to ask before you invest. (20 Pages)(coming soon)

 

RP007: "Women and Retirement Savings." What women need to know about retirement benefits, including plan type, eligibility, penalties, spousal benefits, and more. (6 Pages)(coming soon)

 

YOU AND YOUR MONEY ::.

M001: “Our Government and Your Checking Account.” The US Government has its hand in your checkbook and you probably don't even realize it. You need to understand what “Check 21” is, how it affects you, your finances, and your record-keeping. Remember, good record-keeping is part of good financial stewardship and good stewardship is God-pleasing. (5 Pages)

M002: “Privacy Choices for Your Personal Financial Information.” Explains these alternatives to paychecks or benefit checks, including how to get them, when you may be charged to use them, and what to do if they are lost or stolen.
M003 “Protecting Yourself from Overdraft and Bounced Check Fees.” Find out how much overdraft and bounced check fees can cost you and learn how to avoid these fees.
M004: “When is Your Check Not a Check?” Merchants can use the information from your checks to withdraw money directly from your bank account. Learn about your rights when it comes to electronic check conversion and what to do if you have a problem.
M005 "Prepaid Cards: What They Are, How They Work." Explains these alternatives to paychecks or benefit checks, including how to get the, when you may be charged to use them, and what to do if they are lost or stolen.
M006 “Living Trust Offers. ” Find out if living trusts are right for you and how to protect yourself from scams when planning your estate.
M007 "Eight Actions You MUST Take Now To Take Charge Of Your financial Future." Here are eight simple but critical financial actions you MUST take now. Why? Because nearly 80% of all divorced couples between the ages of 20 and 30 list financial difficulties as the primary cause of their separation. Suicide rates are climbing along with the national debt. Bankruptcy is higher than ever despite the new bankruptcy "protection" laws. Foreclosures are at an all time high. You MUST start someplace. Start here. (6 Pages)
M008 "Five Tips on How To Get Back in the Black NOW." Here's a short quiz to help determine your financial health. Take the quiz, but don't stop there. Read on for five things you can do NOW to improve your financial health. (1) Do you argue about money with those closest to you? (2)Are you behind on your mortgage, car or card payments? (3) Do you pay one credit card with another? (4)Are creditors calling? (5)Are you considering consolidation loans, second jobs, second mortgages or bankruptcy? (6) Are you living paycheck to paycheck? (Do you have an emergency fund, retirement savings and the right kinds of insurance? If you answered "yes" to any of the first six questions or "no" to question seven, the first thing you need to know is that you are not alone. You, like most people, will likely face some kind of financial crisis at some time in your life. Your "time" might be right now. If it is, your crisis is probably due to a personal or family illness, the loss of a job, or overspending. Are we hitting close to home? If so, please read on. (4 Pages)